The group's principal activity is to provide commercial and retail banking and brokerage services. The services include checking and savings accounts, commercial, installment and personal loans, safe deposit boxes and other associated services. The group acts as an agent providing brokerage services for non-bank investment products and services. In addition, it offers a debit card program, automated teller machines, drive-through facilities at its branches and Internet banking to both business and individual customers. The group operates in the northeastern coastal region of North Carolina, principally pasquotank and Washington counties and in the tidewater area of southeastern Virginia.